The Layoff Guide
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Last reviewed:

Field Notes

Specific, tactical tips from actually filing for unemployment. Portal quirks. Phone strategy. Cert timing. State-specific edge cases that the official handbooks bury or miss. Pinned tips work across every state; the rest are state-tagged and surface automatically on the relevant state guide.

Showing 124 notes across all 50 states. Pinned notes appear first; the rest are sorted by date.

The unpaid waiting week still needs to be certified

From Patrick's experience

If your state has a one-week waiting period (most do), you do not get paid for that week, but you still have to file a weekly certification for it. Missing this cert because you assume an unpaid week doesn't count delays your first real payment by one to three weeks while the state processes the gap. File the waiting-week cert the same Sunday you file every other cert.

Applies to 46 states

Can't reach unemployment? Call the Governor's office

From Patrick's experience

When state UI phone lines disconnect or hold for hours, the Governor's office will route constituent calls to the unemployment agency's escalation queue. Every state has a Governor's constituent services line, and they treat unemployment delays as a routine constituent issue. This works in every state. It is the single most effective workaround for phone-system gridlock that I learned through experience.

Applies to 50 states

Arizona reopened PUA overpayment cases through 2025

Researched

Arizona DES has continued sending overpayment notices for pandemic-era PUA claims into 2025, including waiver-eligible cases. If you receive a PUA overpayment notice, you can request a waiver under the federal blanket waiver provisions; do not assume the debt is final. File the waiver request within the appeal window stated on the notice.

SourceApplies to: Arizona

Michigan continues PUA overpayment review through 2025

Researched

Michigan UIA has continued reviewing pandemic-era PUA overpayment determinations, including hardship waiver claims. Federal blanket waivers apply to certain non-fraud overpayments. If you received an overpayment notice, you can request waiver review; do not assume the debt is final without challenging.

SourceApplies to: Michigan

PUA overpayment waivers: federal blanket waiver is still available

Researched

If you received a pandemic-era PUA overpayment notice from any state, federal law allows blanket waiver review for non-fraud overpayments. States including Arizona, Michigan, and others have continued sending these notices into 2025. Do not assume the debt is final; request waiver review through the state's appeals process within the deadline on the notice.

California EDD ID.me video calls book 2 to 3 weeks out

Researched

California EDD frequently routes new claims to ID.me video verification when automated checks fail. Slots are limited and routinely book 2 to 3 weeks out at peak. Schedule the video call the moment you receive the prompt, not after gathering documents; you can prepare during the wait. Missed appointments push you to the back of the queue.

SourceApplies to: California

California UI Online breaks on mobile Safari for some flows

Researched

California's UI Online portal has known rendering issues with mobile Safari, particularly on the work-search certification screen and PDF document upload. Use desktop Chrome or Firefox for first-time filing and any document upload. The state has not officially announced fixes; the workaround is browser choice.

SourceApplies to: California

California EDD lines clear 8:00 to 8:15 AM Pacific

Researched

California EDD's main claims line at 1-800-300-5616 routinely sees the shortest hold times in the first 15 minutes after open at 8am Pacific. Call volume spikes after 9am and stays heavy through 4pm. Spanish line at 1-800-326-8937 often has a shorter queue if you are bilingual.

SourceApplies to: California

Illinois IDES claims line clears earliest at 7:30 AM Central

Researched

Illinois IDES at 1-800-244-5631 sees the lightest queues in the first 30 minutes after open at 7:30am Central. The line stays heavy through midday. If you are calling about a held claim, have your claimant ID and the date of the determination notice ready before dialing.

SourceApplies to: Illinois

Arizona requires 4 weekly work-search contacts logged in detail

Researched

Arizona requires 4 work-search activities per week, with employer name, contact method, date, and result logged in your claimant portal. DES audits these logs and disqualifies weeks with vague entries like 'searched online'. Save the job posting URL or the auto-reply email; that paper trail wins audit appeals.

SourceApplies to: Arizona

Florida CONNECT goes offline Sundays for maintenance

Researched

Florida's CONNECT portal runs scheduled maintenance Sunday late evening through early Monday morning Eastern. File your weekly cert by Sunday 8pm Eastern or expect to wait until Monday. The Florida Department of Commerce publishes the recurring window on its claimant resource pages.

SourceApplies to: Florida

Florida caps benefits at 12 weeks at low unemployment rates

Researched

Florida uses a sliding scale that ties maximum benefit duration to the state unemployment rate. At low statewide unemployment, benefits cap at just 12 weeks; at higher rates the cap rises toward 23 weeks. Check the rate in effect when you file, not when you separated. The state publishes the current cap quarterly.

SourceApplies to: Florida

Florida weekly max remains $275, unchanged since 1998

Researched

Florida's maximum weekly benefit amount remains $275, the figure set in 1998 and not adjusted for inflation since. Florida and Tennessee share this distinction as the two states with no inflation-indexed weekly maximum. Real purchasing power has fallen by roughly half since the figure was set.

SourceApplies to: Florida

Texas TWC Tele-Center calls clear 8:00 to 8:45 AM Central

Researched

Texas TWC Tele-Center hold times drop sharply between 8:00 and 8:45 AM Central. Calls placed mid-day routinely sit on hold 90 minutes or more. The Tele-Center number is 800-939-6631; have your claim ID and the date of your last work ready before dialing.

SourceApplies to: Texas

Texas TWC payment request opens Sunday morning Central

Researched

Texas requires biweekly payment requests rather than weekly. The TWC portal opens the request Sunday morning Central for the prior two-week period. Late payment requests can be filed retroactively but only within a defined window; check the TWC schedule for your specific assigned day.

SourceApplies to: Texas

Texas severance disqualifies weeks it covers when allocated

Researched

Texas treats severance allocated to specific weeks as wages, disqualifying those weeks from UI. Lump-sum severance without allocation is generally treated as not wages. Texas TWC has historically taken a stricter view than some neighboring states; read the agreement carefully and consult an employment attorney if the allocation is ambiguous.

SourceApplies to: Texas

Arkansas ArkLine automated cert is faster than the portal

Researched

Arkansas runs ArkLine at 1-501-907-1335 for weekly claim certification by phone. Many claimants find ArkLine more reliable than the online portal during peak hours. The automated system accepts your SSN and PIN; have your work-search log ready to read in. Calls placed before 8am Central usually clear without a queue.

SourceApplies to: Arkansas

ID.me video calls in CA, KS, AL, AZ book 1 to 3 weeks out

Researched

States that route claims through ID.me video verification (California, Kansas, Alabama, Arizona, and others) routinely show 1 to 3 week wait times for Trusted Referee video calls. Schedule the call the moment you receive the prompt; do not wait to gather documents first. Missed appointments push you to the back of the queue.

SourceApplies to: California, Kansas, Alabama, Arizona

Alabama requires ID.me verification before first payment

Researched

Alabama Department of Labor routes new claimants through ID.me identity verification before any benefits release. The state's claimant FAQ notes that unverified accounts hold in pending status until ID.me confirms the match. Submit a state-issued ID and a selfie video at first prompt; do not wait for a separate notice. If automated verification fails twice, ID.me triggers a Trusted Referee video call that often books two weeks out.

SourceApplies to: Alabama

Alabama weekly cert opens Sunday and closes Saturday

Researched

Alabama's weekly certification window runs Sunday 12:01am through Saturday 11:59pm Central each week. Miss the Saturday deadline and the week is forfeit; you cannot backfile a missed week without an appealable reason. The state's online filing portal at labor.alabama.gov posts the schedule under its weekly claim instructions.

SourceApplies to: Alabama

Alabama appeals must be filed within 15 days

Researched

Alabama gives claimants only 15 calendar days from the mailing date of a determination to file an appeal, one of the shortest windows in the country. The deadline runs from the date printed on the notice, not the date you received it. File the appeal in writing through the Alabama eGov portal or mail it to the address on the determination letter.

SourceApplies to: Alabama

Colorado MyUI+ virtual assistant resolves password resets fastest

Researched

Colorado's MyUI+ portal includes a virtual assistant chatbot that handles most password resets and account unlocks without phone hold time. For substantive claim issues you still need a live agent, but for login problems start with the chatbot. The state's claimant guide at cdle.colorado.gov walks through the access path.

SourceApplies to: Colorado

Colorado defaults to U.S. Bank ReliaCard prepaid; switch to direct deposit

Researched

Colorado issues benefits to a U.S. Bank ReliaCard prepaid card by default for new claims unless you select direct deposit during the initial application. The card carries ATM and inactivity fees that direct deposit avoids. Switch to direct deposit through your MyUI+ account before your first payment posts.

SourceApplies to: Colorado

Delaware does not offer state-funded extensions beyond 26 weeks

Researched

Delaware caps regular UI at 26 weeks and does not maintain a state-funded extended benefits program. Federal extended benefits trigger only when the state unemployment rate hits a threshold; in normal periods, 26 weeks is the firm ceiling. Plan your transition runway accordingly.

SourceApplies to: Delaware

Delaware weekly cert window is Sunday through Saturday

Researched

Delaware's weekly cert window runs Sunday through Saturday, with Sunday morning being the earliest you can file the prior week. Filing earlier in the week generally results in faster payment processing. The state's UI portal at ui.delawareworks.com confirms the schedule.

SourceApplies to: Delaware

Georgia requires employers to file partial claims for laid-off workers

Researched

Georgia is one of the few states where the employer files a partial unemployment claim on behalf of laid-off employees in many separation scenarios. If your employer has not filed within a few days of separation, contact GDOL directly; you can file your own claim, but the employer-filed path is faster when used.

SourceApplies to: Georgia

Hawaii HUI Claims requires in-person ID at first claim

Researched

Hawaii historically requires an in-person identity verification at a local Hawaii Department of Labor office for first-time claimants. The state has expanded virtual verification options post-pandemic, but in-person remains the default if remote verification fails. Book the appointment as early as possible; neighbor-island offices have limited slots.

SourceApplies to: Hawaii

Hawaii uses calendar quarters for base period; alternate period available

Researched

Hawaii uses the standard four-quarter base period but offers an alternate base period including the most recent completed quarter if the standard period yields too little. If you separated shortly after starting a new job, ask explicitly for the alternate base period during your initial filing.

SourceApplies to: Hawaii

Idaho weekly cert opens Sunday and closes Friday

Researched

Idaho's claimant portal opens the weekly certification at midnight Sunday and closes Friday at midnight Mountain. This is shorter than most states' Saturday-close window. File mid-week to leave room if the portal hiccups. The Idaho Department of Labor confirms the window in its claimant guide.

SourceApplies to: Idaho

Illinois severance does not delay UI start

Researched

Illinois treats severance as not wages for UI purposes. Severance, whether lump sum or installment, does not delay your benefit start date and does not reduce your weekly amount. Report the payment but expect eligibility from your last day worked.

SourceApplies to: Illinois

Illinois appeals due within 30 days of determination

Researched

Illinois gives claimants 30 calendar days from the mailing date of a determination to appeal, longer than most states. Late appeals require a showing of good cause. File appeals through the IDES tele-serve number or by mail to the address on the determination.

SourceApplies to: Illinois

Indiana relaxed work-search to 1 contact per week in pilot regions

Researched

Indiana DWD has piloted a relaxed work-search rule in some workforce regions, dropping from 3 contacts per week to 1 in certain reemployment programs. The default statewide rule remains 3 contacts. Verify your specific case manager's instructions; the rule depends on your assigned reemployment plan.

SourceApplies to: Indiana

Iowa IowaWORKS account is required before filing UI

Researched

Iowa requires registration in IowaWORKS, the state job-search system, before or during your initial unemployment filing. The two systems share authentication, but each has its own profile data. Failing to complete the IowaWORKS profile holds your UI claim in pending status.

SourceApplies to: Iowa

Kansas uses ID.me for new-claim identity verification

Researched

Kansas Department of Labor routes new claims through ID.me. The verification step happens after initial claim submission, not before. If the automated check fails, you are queued for a Trusted Referee video call that books out one to two weeks. Schedule immediately to preserve your claim's effective date.

SourceApplies to: Kansas

Kentucky UI online cert window opens Sunday at midnight Eastern

Researched

Kentucky's UI portal opens the weekly cert at 12:01am Eastern Sunday for the prior week. Kentucky's Career Center office network handles in-person help if portal verification fails. The Education and Labor Cabinet posts the schedule on its claimant resource page.

SourceApplies to: Kentucky

Kentucky disqualifies weeks covered by allocated severance

Researched

Kentucky treats severance allocated to specific weeks as wages, disqualifying those weeks from UI. Lump-sum severance with no allocation in the separation agreement is generally treated as not wages and does not delay benefits. Read the agreement carefully; the wording determines treatment.

SourceApplies to: Kentucky

Louisiana HiRE portal handles UI claims and job search together

Researched

Louisiana Workforce Commission uses HiRE for both unemployment claims and job-search registration. New claimants must complete a HiRE profile to file UI; the profile data feeds the work-search requirement automatically when you apply for jobs through the portal. Apps logged outside HiRE require manual entry.

SourceApplies to: Louisiana

Maine launched ReEmployME modernization with phased rollout

Researched

Maine has been rolling out a modernized claimant system. New claimants should expect occasional planned outages during the migration. Maine Department of Labor posts maintenance windows on its claimant updates page. File mid-week and during business hours when state IT staff are available to help if something breaks.

SourceApplies to: Maine

Maine pays a dependent allowance up to 50% of weekly benefit

Researched

Maine adds a dependent allowance to the weekly benefit, up to 50% of your weekly amount, for each qualifying dependent child. The allowance does not increase the maximum weekly benefit cap. List dependents during the initial claim; adding them later requires a claim adjustment.

SourceApplies to: Maine

Maryland BEACON portal handles all UI functions in one login

Researched

Maryland's BEACON portal consolidates filing, weekly certs, appeal documents, and direct deposit changes in a single account. BEACON requires a phone number for two-factor authentication; landline numbers without text capability are not accepted. The Maryland DOL site walks through the registration steps.

SourceApplies to: Maryland

Massachusetts UI Online has industry-standard reliability

Researched

Massachusetts UI Online is one of the more reliable state portals, with infrequent outages and a clear maintenance schedule. The Department of Unemployment Assistance posts planned downtime in advance. The system handles weekly certs, appeals, and document upload through a single login.

SourceApplies to: Massachusetts

Massachusetts pays $25 per dependent up to 50% of weekly amount

Researched

Massachusetts adds $25 per qualifying dependent child to the weekly benefit, capped at 50% of your weekly benefit amount. The allowance does not extend duration but raises the cash flow during eligible weeks. List dependents during initial filing.

SourceApplies to: Massachusetts

Michigan MiWAM password resets often require phone verification

Researched

Michigan's MiWAM portal uses a PIN system that combines with a password and security questions. Lost PINs cannot be reset online and require a phone call to UIA at 1-866-500-0017. Have your driver's license number ready before calling.

SourceApplies to: Michigan

Michigan caps regular UI at 20 weeks since 2011

Researched

Michigan capped maximum UI duration at 20 weeks under a 2011 law, one of the lower ceilings in the country. Some 2024 legislative proposals would restore 26 weeks but had not passed as of late 2024. Plan your runway around the 20-week assumption.

SourceApplies to: Michigan

Minnesota uimn.org runs Sunday weekly cert opening

Researched

Minnesota's UI portal at uimn.org opens weekly certs Sunday morning Central. Minnesota's system is one of the more reliable nationally. The state's Department of Employment and Economic Development handles claims; the portal also exposes appeals filing and payment history in one login.

SourceApplies to: Minnesota

Minnesota offers alternate base period for recent earnings

Researched

Minnesota uses the standard base period of the first four of the last five completed calendar quarters but allows an alternate base period using the most recent four completed quarters if the standard period yields too little. Request the alternate at filing if your job ended shortly after a hire.

SourceApplies to: Minnesota

Mississippi caps UI duration at 26 weeks but has lowest weekly max

Researched

Mississippi maintains a 26-week maximum duration but the weekly benefit cap is among the lowest in the country at $235 as of 2024. Total potential benefits are capped accordingly. The Mississippi Department of Employment Security publishes the current weekly maximum each year.

SourceApplies to: Mississippi

Mississippi MDES contact center clears earliest before 9 AM Central

Researched

Mississippi MDES at 601-493-9427 sees the lightest call volumes in the first hour after opening. The contact center opens at 8am Central. Calls placed after 10am routinely sit on hold for an hour or more.

SourceApplies to: Mississippi

Missouri UInteract is among the most reliable state portals

Researched

Missouri's UInteract portal has a strong uptime track record and a clear interface. Filing, weekly request for payment, and appeals all live in one account. Missouri Division of Employment Security handles claims through a centralized contact center that supplements the portal.

SourceApplies to: Missouri

Missouri reduced maximum UI duration to 20 weeks in 2016

Researched

Missouri reduced its maximum UI duration to 20 weeks under a 2016 law, with further reductions tied to the state unemployment rate. At low statewide unemployment the cap can drop further. Verify the current cap on the Department of Labor site at the time of filing.

SourceApplies to: Missouri

Montana MontanaWorks job-search registration is mandatory

Researched

Montana requires registration in MontanaWorks, the state job-search system, as a condition of UI eligibility. The registration is separate from filing the UI claim. Failure to complete MontanaWorks registration within the first week of claim holds payments.

SourceApplies to: Montana

Montana offers up to 28 weeks of regular UI, longer than most states

Researched

Montana provides up to 28 weeks of regular unemployment benefits, slightly longer than the 26-week standard most states use. The cap depends on individual base-period earnings; not all claimants reach 28. Montana is one of only a few states above the 26-week norm.

SourceApplies to: Montana

Nebraska uses NEworks portal for UI and job search combined

Researched

Nebraska Department of Labor runs NEworks at neworks.nebraska.gov as a unified UI and job-search platform. New claimants must complete a NEworks profile and resume; the resume is a hard requirement, not optional. Sparse profiles trigger eligibility holds.

SourceApplies to: Nebraska

Nebraska uses standard 26-week cap with sliding scale for partial

Researched

Nebraska maintains the standard 26-week regular UI cap. Nebraska's partial benefits formula uses a sliding scale that phases benefits down as part-time earnings rise rather than a hard cliff. Working part time during a claim can extend total benefits received.

SourceApplies to: Nebraska

Nevada Claimant Self Service portal handles weekly cert by Sunday

Researched

Nevada's Claimant Self Service portal opens weekly cert Sunday morning Pacific. Nevada DETR has had multiple PUA-era system issues that linger as occasional bugs. Use desktop browser, not mobile, for first filing. The state's portal at ui.nv.gov posts maintenance notices.

SourceApplies to: Nevada

Nevada DETR call lines split by region; check yours

Researched

Nevada DETR uses separate phone numbers for northern and southern Nevada claims. Calling the wrong region routes you to a longer transfer queue. Verify your assigned region from your claim notice; northern Nevada is 775-687-6916, southern Nevada is 702-486-0350.

SourceApplies to: Nevada

New Hampshire NHUIS portal handles claim and weekly cert

Researched

New Hampshire Employment Security's NHUIS portal at nhes.nh.gov runs claim filing, weekly cert, and document upload. New Hampshire requires in-person reemployment services check-in at certain claim weeks; the portal flags the requirement when due.

SourceApplies to: New Hampshire

New Hampshire maintains 26-week regular UI duration

Researched

New Hampshire maintains the standard 26-week regular UI cap and has not reduced duration in recent legislative sessions. Weekly maximums are indexed and update annually. Check the current rate on the Employment Security site each year.

SourceApplies to: New Hampshire

New Jersey UI claim must be filed during your hour-and-day window

Researched

New Jersey assigns each new filer a specific filing window based on the last four digits of Social Security number; filing outside the assigned window historically caused processing delays. The state has loosened this in recent years but the time-window guidance remains posted. Check the NJDOL site for the current schedule.

SourceApplies to: New Jersey

New Jersey severance does not delay UI eligibility

Researched

New Jersey treats severance as not wages for UI purposes. Severance, lump sum or installment, does not delay your benefit start date and does not reduce your weekly amount. Salary continuation is treated differently; if your employer keeps you on payroll, you remain employed and ineligible.

SourceApplies to: New Jersey

New Jersey UI weeks run Sunday through Saturday

Researched

New Jersey's benefit week runs Sunday through Saturday. Weekly certs become available Sunday morning Eastern. New Jersey's nj.gov UI portal shows the next certification date in the claim summary; file as soon as the prior week ends to keep payments on schedule.

SourceApplies to: New Jersey

New Mexico UI Tax & Claims portal requires email verification

Researched

New Mexico Department of Workforce Solutions runs claims through its UI Tax and Claims portal. First-time accounts require email verification before filing can begin; some users report verification emails landing in spam. Check spam before assuming the email did not send.

SourceApplies to: New Mexico

New Mexico keeps 26-week regular UI duration

Researched

New Mexico maintains the standard 26-week regular UI cap. Weekly maximums update annually based on the state average wage. Check the current weekly cap on the New Mexico DWS site at the time of your filing.

SourceApplies to: New Mexico

New York DOL phone routing depends on Social Security last digit

Researched

New York DOL routes claimant phone calls based on the last digit of Social Security number to specific call windows. Calling outside your assigned window routes you to a longer hold queue. The schedule is posted on the New York DOL site under tele-claim filing.

SourceApplies to: New York

New York severance allocation can disqualify weeks

Researched

New York treats severance as wages if the separation agreement allocates it to specific weeks; those weeks are disqualifying. Lump-sum severance with no allocation is generally treated as not wages and does not delay benefits. Do not sign a separation agreement without understanding the allocation language.

SourceApplies to: New York

New York weekly cert opens Sunday and runs through Saturday

Researched

New York DOL's weekly cert opens Sunday morning and closes Saturday at midnight. File early in the week to leave room for portal hiccups. The DOL site at dol.ny.gov posts the schedule on the cert filing page.

SourceApplies to: New York

North Carolina caps regular UI at 12 weeks at low unemployment

Researched

North Carolina ties maximum benefit duration to the state unemployment rate, with a floor of 12 weeks at low statewide rates. At higher rates the cap rises toward 20 weeks. Verify the current cap on the NC DES site at the time of filing; this is one of the shortest durations nationally.

SourceApplies to: North Carolina

North Dakota UI ICE portal handles all claim functions

Researched

North Dakota Job Service runs UI through the UI ICE portal. North Dakota's claimant pool is small enough that contact center wait times are typically reasonable, but the portal is the primary access channel. The state's site at jobsnd.com hosts the portal entry.

SourceApplies to: North Dakota

North Dakota maintains 26-week regular UI duration

Researched

North Dakota keeps the standard 26-week regular UI cap and has not pursued recent reduction legislation. Weekly maximums update annually. Check the current rate on Job Service North Dakota's site each year.

SourceApplies to: North Dakota

Ohio OHIO ID single-sign-on now gates UI filing

Researched

Ohio rolled out OHIO ID, a single-sign-on system that now controls access to the unemployment portal and other state services. New claimants must create an OHIO ID account before filing UI; the OHIO ID also covers tax and BMV systems. Two-factor authentication is mandatory.

SourceApplies to: Ohio

Ohio treats lump-sum severance as not wages

Researched

Ohio treats lump-sum severance as not wages for UI purposes; it does not delay benefit start. Severance allocated to specific pay periods in a separation agreement is treated as wages for those periods. As in many states, the language of the agreement controls the treatment.

SourceApplies to: Ohio

Oklahoma EZ Tax Express handles claims after legacy retirement

Researched

Oklahoma Employment Security Commission has been migrating from legacy systems to a modern claimant interface. Older login credentials may not work; verify on the OESC site before assuming a returning-user shortcut. The contact center handles login resets if the portal blocks you.

SourceApplies to: Oklahoma

Oklahoma maintains 26-week regular UI cap

Researched

Oklahoma keeps the standard 26-week regular UI cap. Weekly maximums update annually. The state's filing portal walks through monetary determination during initial application, but you can run an estimate on the OESC site before filing.

SourceApplies to: Oklahoma

Oregon launched Frances Online in 2022 for UI claims

Researched

Oregon Employment Department's Frances Online replaced the older OED system in March 2022. Legacy logins do not transfer; new account creation is required. Frances Online also handles paid leave applications, so the same login covers Oregon's PFML system.

SourceApplies to: Oregon

Oregon weekly cert opens Sunday at midnight Pacific

Researched

Oregon's weekly certification through Frances Online opens at 12:01am Pacific Sunday for the prior week. Oregon Employment Department posts maintenance windows on its claimant updates page. File mid-week to leave a buffer for any portal hiccup.

SourceApplies to: Oregon

Pennsylvania modernized its UC system in 2021; new account required

Researched

Pennsylvania's Department of Labor and Industry replaced its mainframe UC system in 2021. Legacy account credentials do not work. New claimants register a fresh account at the UC portal. Two-factor authentication ties to a working phone number.

SourceApplies to: Pennsylvania

Pennsylvania reduces benefits dollar-for-dollar above partial threshold

Researched

Pennsylvania allows part-time earnings up to a defined threshold without reducing your weekly benefit. Above the threshold, benefits reduce dollar-for-dollar against earnings. The threshold updates annually; verify the current figure on the PA UC site before reporting earnings.

SourceApplies to: Pennsylvania

Pennsylvania allocates severance over weeks based on agreement

Researched

Pennsylvania treats severance with allocation language as wages applied to specific weeks, disqualifying those weeks. Severance without allocation is generally not wages and does not delay benefits. Check the separation agreement carefully; the wording matters.

SourceApplies to: Pennsylvania

Rhode Island DLT portal opens weekly cert Sunday morning

Researched

Rhode Island Department of Labor and Training's UI portal opens weekly cert Sunday morning Eastern. Rhode Island has one of the higher weekly maximums in the country combined with dependent allowances, making total benefit potential strong relative to neighboring states.

SourceApplies to: Rhode Island

Rhode Island pays a dependent allowance for qualifying children

Researched

Rhode Island adds a dependent allowance to the weekly benefit, with a defined per-dependent figure and overall cap. The allowance applies to qualifying children only, not adult dependents. List dependents during the initial filing; adding them later requires a claim adjustment.

SourceApplies to: Rhode Island

South Carolina MyBenefits portal pairs with SC Works job search

Researched

South Carolina DEW's MyBenefits portal handles UI claims, while SC Works handles job-search registration. Both are required. New claimants must complete profile data in both systems for benefits to release. The state walks through the link on its dew.sc.gov filing guide.

SourceApplies to: South Carolina

South Carolina caps regular UI at 20 weeks

Researched

South Carolina caps regular UI duration at 20 weeks, below the 26-week standard most states use. Weekly maximums update annually but remain modest relative to the cost of living in coastal counties. Plan accordingly when budgeting your transition runway.

SourceApplies to: South Carolina

South Dakota RA Benefits portal runs weekly cert Sunday

Researched

South Dakota Department of Labor and Regulation's Reemployment Assistance Benefits portal opens weekly cert Sunday morning Mountain. South Dakota has a small claimant pool and contact center waits are typically modest, but portal access remains the fastest path.

SourceApplies to: South Dakota

South Dakota maintains 26-week regular UI cap

Researched

South Dakota keeps the standard 26-week regular UI duration. Weekly maximums are among the lower figures nationally; verify the current weekly amount on the South Dakota DLR site at the time of filing.

SourceApplies to: South Dakota

Tennessee Jobs4TN handles UI and job-search in one login

Researched

Tennessee Department of Labor and Workforce Development runs UI through the Jobs4TN portal, which doubles as the state's job-search system. New claimants must complete a Jobs4TN profile and resume; the resume is required, not optional, and feeds work-search reporting.

SourceApplies to: Tennessee

Tennessee weekly max is $275, unchanged in decades

Researched

Tennessee's maximum weekly UI benefit is $275, the same figure Florida uses and similarly not indexed to inflation. Tennessee and Florida share the distinction of having two of the lowest real-purchasing-power weekly caps among large states.

SourceApplies to: Tennessee

Utah Jobs.Utah.gov runs UI alongside job-search registration

Researched

Utah Department of Workforce Services runs claims through jobs.utah.gov, which combines UI filing with the state's job-search system. A complete profile and resume are required; sparse profiles trigger eligibility holds. Utah's contact center is generally among the more responsive nationally.

SourceApplies to: Utah

Utah maintains 26-week regular UI cap

Researched

Utah keeps the standard 26-week regular UI duration. Weekly maximums update annually based on the state average wage. Utah's filing experience is generally smoother than peer western states with newer migrated systems.

SourceApplies to: Utah

Vermont DOL claimant portal handles weekly cert Sunday

Researched

Vermont Department of Labor's claimant portal opens weekly cert Sunday morning Eastern. Vermont has one of the smaller claimant pools nationally and the contact center is typically responsive. The portal is the primary access channel; phone is a backup.

SourceApplies to: Vermont

Vermont severance treatment depends on allocation language

Researched

Vermont treats severance with allocation to specific weeks as wages for those weeks. Lump-sum severance without allocation is generally not wages and does not delay benefits. As in many states, the wording of the separation agreement controls the treatment.

SourceApplies to: Vermont

Virginia VEC launched new claimant portal in 2022

Researched

Virginia Employment Commission rolled out a modernized claimant portal in late 2021 and early 2022, replacing legacy mainframe systems. New accounts are required for both new and returning claimants. The VEC has worked through several rollout issues but the system is now generally stable.

SourceApplies to: Virginia

Washington ESD requires SecureAccess Washington (SAW) login

Researched

Washington Employment Security Department uses SecureAccess Washington (SAW) as the single sign-on for UI claims and other state services. New claimants must create a SAW account and add the ESD service to it. Existing SAW users from other state services can simply add ESD without creating a new login.

SourceApplies to: Washington

Washington severance does not delay UI eligibility

Researched

Washington ESD treats severance as not wages for UI purposes. Severance, lump sum or installment, does not delay your benefit start date. Salary continuation is treated differently; if the employer keeps you on payroll, you remain employed and ineligible until that ends.

SourceApplies to: Washington

West Virginia WorkForce portal handles UI claims and weekly cert

Researched

West Virginia WorkForce runs UI claims through its claimant portal, with weekly certs opening Sunday Eastern. The state's claimant pool is smaller than peer states, and contact center waits are typically modest. The portal is the primary path; phone backup is available.

SourceApplies to: West Virginia

West Virginia maintains 26-week regular UI cap

Researched

West Virginia keeps the standard 26-week regular UI duration. Weekly maximums update annually. The state's filing portal walks through monetary determination during initial application.

SourceApplies to: West Virginia

Wisconsin DWD portal requires UI account separate from job search

Researched

Wisconsin DWD's UI portal at my.unemployment.wisconsin.gov is separate from the state's job-search system. Both are required for active UI claims. The DWD also requires registration in Job Center of Wisconsin within 14 days of filing UI; missing the deadline holds payments.

SourceApplies to: Wisconsin

Wyoming WYUI portal serves a small claimant pool

Researched

Wyoming Department of Workforce Services runs UI through the WYUI portal. Wyoming's small claimant pool means contact center waits are usually modest. The portal opens weekly cert Sunday morning Mountain, and the state's filing flow is one of the simpler interfaces nationally.

SourceApplies to: Wyoming

Wyoming maintains 26-week regular UI cap

Researched

Wyoming keeps the standard 26-week regular UI duration. Weekly maximums update annually based on the state average wage. Wyoming weekly maximums are mid-pack relative to neighboring western states.

SourceApplies to: Wyoming

Severance allocation language matters in NY, NJ, CT, PA, TX

Researched

States including New York, New Jersey, Connecticut, Pennsylvania, and Texas treat severance differently based on whether the separation agreement allocates the payment to specific weeks. Allocated severance disqualifies the covered weeks; lump-sum without allocation is generally not wages. Read the agreement before signing; the wording can change benefit eligibility by weeks of pay.

SourceApplies to: New York, New Jersey, Connecticut, Pennsylvania, Texas

Short-duration states: FL, NC, GA, AR, IA, MI, MO, SC, LA

Researched

Florida, North Carolina, Georgia, Arkansas, Iowa, Michigan, Missouri, South Carolina, and Louisiana all cap regular UI duration below the 26-week standard. Florida, North Carolina, and Louisiana use sliding-scale formulas tied to the state unemployment rate. Plan your runway accordingly; in a low-unemployment economy these caps drop to 12 weeks in some states.

Dependent allowance states: MA, RI, CT, ME, MI, IL, NJ, OH, PA

Researched

Massachusetts, Rhode Island, Connecticut, Maine, Michigan, Illinois, New Jersey, Ohio, and Pennsylvania pay a dependent allowance on top of the weekly benefit for qualifying dependents. The allowance amount and cap vary by state. List dependents during the initial filing; adding them later requires a claim adjustment that takes weeks to process.

Alternate base period available in most states for recent hires

Researched

Most states offer an alternate base period that includes the most recent completed quarter when the standard base period yields too little. This matters if you separated within months of a new job. Request the alternate at filing in California, Massachusetts, New York, New Jersey, Washington, Hawaii, Minnesota, and others. The standard period misses recent earnings.

COBRA federal subsidy ended September 2021; do not assume it still applies

Researched

The federal COBRA subsidy created under the American Rescue Plan ended on September 30, 2021. Many laid-off workers still encounter outdated guidance suggesting subsidized COBRA. The actual cost is the full premium plus 2% admin fee. Compare against ACA marketplace plans; the marketplace special enrollment period after job loss usually offers lower-cost options.

SourceApplies to 10 states

1099 income generally cannot establish a regular UI claim

Researched

Regular UI is funded by employer payroll taxes on W-2 wages. 1099 contractor income does not establish or boost a regular UI claim in any state. The PUA program that briefly covered 1099 workers ended in September 2021 and has not been renewed. If your only recent earnings are 1099, you likely will not qualify for regular UI in any state.

Remote work: file in the state where you physically performed work

Researched

Generally, you file UI in the state where you physically performed your work, not the state where your employer is headquartered. If you worked remotely from California for a Texas employer, you file in California. The Department of Labor's interstate claims rules cover edge cases; contact the state where you worked first.

Strict work-search states: WI 4, AZ 4, NC 3, MD 3, TN 3, WA 3

Researched

Wisconsin and Arizona require 4 weekly work-search activities; North Carolina, Maryland, Tennessee, and Washington require 3. These states audit logs at high rates. Save URLs of postings, dates, employer contact info, and any confirmation email or response. Vague entries like 'searched online' trigger overpayment determinations.

Alaska routes UI claims through a myAlaska account

Researched

Alaska does not let claimants file directly on the Department of Labor site; you must first create a myAlaska account, then link it to the unemployment system. The myAlaska login is the same one used for Permanent Fund Dividend filings, so many residents already have credentials. If you cannot recover your myAlaska password, the recovery email is the bottleneck.

SourceApplies to: Alaska

Alaska excludes fishing-season seasonal earnings from base period

Researched

Alaska treats commercial fishing as exempt employment for unemployment purposes. Crew shares from a fishing season do not count toward your base period wages and cannot establish or boost a claim. If your only recent earnings are crew shares, your monetary determination will likely show insufficient wages. Plan to file based on prior covered employment.

SourceApplies to: Alaska

California severance does not disqualify or delay UI

Researched

California treats severance as not wages for unemployment purposes. Lump-sum or installment severance does not delay your benefit start date and does not reduce your weekly amount. This is different from many states. Report the severance on your initial claim, but expect benefits to begin from your last day worked, not after severance ends.

SourceApplies to: California

Connecticut ReEmployCT replaced the old system in 2022

Researched

Connecticut launched ReEmployCT in mid-2022, replacing a 40-year-old mainframe. The new portal is generally stable but requires a fresh account; legacy logins do not transfer. New claimants must create a ReEmployCT account before filing. The state's filing guide at portal.ct.gov links to the registration flow.

SourceApplies to: Connecticut

Connecticut allocates severance to the weeks it covers

Researched

Connecticut treats severance as wages allocated to a specific period. If your separation agreement allocates severance to a defined number of weeks, those weeks are disqualifying. Lump-sum severance with no allocation language is treated as not wages, similar to California. Read the allocation language carefully before filing.

SourceApplies to: Connecticut

Georgia launched MyUI portal in 2024 replacing legacy system

Researched

Georgia DOL rolled out MyUI in 2024, replacing the older claimant interface. Legacy account credentials do not transfer; you must create a new MyUI account to file or recertify. Existing in-progress claims migrated, but communication preferences and saved payment info reset.

SourceApplies to: Georgia

Kansas modernized its UI system in 2023; legacy logins reset

Researched

Kansas replaced its legacy UI system with GetKansasBenefits in 2023. Older account credentials do not work; new claimants and returning claimants must create a fresh account. Two-factor authentication is mandatory and ties to a working phone number, not just email.

SourceApplies to: Kansas

Arkansas capped benefit duration at 12 weeks in 2023

Researched

Arkansas reduced its maximum unemployment duration from 16 to 12 weeks under Act 196 of 2023, effective January 2024. Combined with one of the lower weekly maximums in the country, total benefits available are among the smallest nationally. Plan accordingly when budgeting your transition timeline.

SourceApplies to: Arkansas

Iowa cut benefit duration to 16 weeks in 2022

Researched

Iowa reduced its maximum unemployment duration from 26 to 16 weeks under a 2022 law, with a sliding scale for some claimants. Iowa Workforce Development applies the new cap to all claims filed after the effective date. Combined with strict work-search rules, Iowa benefits are among the shorter durations nationally.

SourceApplies to: Iowa

Louisiana cut maximum UI duration to 12 weeks in 2024

Researched

Louisiana reduced its maximum unemployment duration to 12 weeks for claims filed after January 2024 under Act 412 of 2023, tied to the state unemployment rate. At low rates the cap is 12 weeks; at higher rates the cap rises but stays below the previous 26-week ceiling. Louisiana joins Florida and Arkansas among the shortest durations.

SourceApplies to: Louisiana

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Field notes are stronger when they come from people who just lived through it. If you have a specific tactic, a portal quirk, a phone shortcut, or a state-specific gotcha that saved you time or money, send it along (email TBD). Notes go through editorial review before publishing.