Do I Qualify for Unemployment?
Most laid-off workers do qualify, but every state has slightly different rules and the official guides are written like tax forms. Take the 1-minute quiz below for a state-specific read on your situation, then dig into the explainers for the parts that matter.
Quick eligibility check
Six questions, under a minute. Your answers stay in your browser.
Used to flag potential monetary-eligibility issues. Skip if you don't know.
This is general guidance, not legal advice. The state, not this site, determines actual eligibility once you file.
The four core eligibility tests
Every state asks the same four questions, even though the details vary. If you can answer yes to all four, you almost certainly qualify. The rest is paperwork and timing.
Did you separate through no fault of your own?
Layoffs, position eliminations, reductions in force, and most no-misconduct firings qualify. Voluntary quits usually don't, unless you had a documented good-cause reason like unsafe conditions or a forced move. Fired-for-misconduct is the contested category, and even there, a large share of appeals win because the burden is usually on the employer to prove misconduct.
Did you earn enough during your base period?
Your base period is typically the first 4 of the last 5 completed calendar quarters before you file (your most recent 3 months don't count toward the standard base period). Most states require a few thousand dollars in your highest quarter and earnings spread across 2 quarters. If you fall short, ask whether your state allows an alternate base period that includes more recent earnings.
Are you able and available to work full-time?
You must be physically able to work, available to start full-time work, and not constrained by school, caregiving, or medical issues that would prevent it. Some states make narrow exceptions; most do not. If you're not currently able and available, look into State Disability Insurance or Paid Family Leave instead.
Are you actively looking for work?
Every state requires that you actively search and (usually) document a minimum number of weekly work-search activities. The exact count and what counts vary widely. State portals audit work-search logs randomly, and a missing entry can disqualify the entire week.
What is the “base period” and why does it matter?
The base period is the lookback window your state uses to compute both whether you qualify and how much you'll receive. Almost every state defines it as the first 4 of the last 5 completed calendar quarters. So if you file in late October 2026, the quarters in your base period are Q3 2025, Q4 2025, Q1 2026, Q2 2026. The most recent quarter (Q3 2026) does not count toward your standard base period.
Why this trips people up:if you only just recently started earning a lot (a promotion, a new role at a higher salary), those earnings may not show up in the base-period calculation, leaving you with a lower benefit than you'd expect. The fix is the alternate base period.
The alternate base period:most states will recompute your eligibility using the most recent 4 completed quarters (including Q3 2026 in the example above) if your standard base period falls short. You usually have to ask for it. State portals don't default to the alternate even when it would be more favorable.
Monetary eligibility: how much you need to have earned
Each state sets its own minimum-earnings threshold. Examples in the eight largest states:
| State | Minimum earnings test |
|---|---|
| California | You must have earned at least $1,300 in your highest quarter, or $900 in your highest quarter with total base period earnings at least 1.25 times your highest quarter. |
| Texas | You must have earned at least $2,028 in your highest quarter. |
| Florida | You must have earned at least $3,400 in your base period with wages in at least two quarters. |
| New York | You must have earned at least $3,400 in your highest quarter and total wages of at least 1.5 times your highest quarter. |
| Pennsylvania | You must have earned at least $116 per week for at least 18 credit weeks, with total base period wages of at least $2,900. At least 37% of wages must come from outside your highest quarter. |
| Illinois | You must have earned at least $1,600 during your base period with at least $440 outside your highest quarter. |
| Ohio | You must have worked at least 20 weeks and earned an average of at least $352 per week during your base period. |
| Georgia | You must have earned at least $3,080 in your base period with wages in at least two quarters. |
See your state guide for the exact threshold and how to interpret it.
Common eligibility myths
Myth: If I'm fired, I can't collect.
Reality: Most firings don't disqualify. Only firing for proven misconduct does, and the employer usually has to prove it. Poor performance, role mismatch, and personality conflicts are not misconduct.
Myth: I have to be a US citizen to qualify.
Reality: No. You need to be authorized to work in the US, but citizens, lawful permanent residents, and authorized visa holders all qualify equally.
Myth: If I take any side income, my benefits stop.
Reality: Most states allow partial benefits while you do part-time or gig work. The formulas vary, but reporting the income honestly is what matters. Underreporting triggers fraud penalties.
Myth: I need 6 months of work to qualify.
Reality: States measure dollars earned in the base period, not months worked. A high-paying short job can qualify; a low-paying long job may not.
Myth: If I had a severance, I can't apply.
Reality: Severance and unemployment interact differently in every state. In some, severance delays your start date by the equivalent number of weeks. In others, lump-sum severance has no effect. Don't wait until severance ends to file.
Eligibility, by state
Each of the 50 state guides has the exact eligibility rules, minimum-earnings thresholds, and filing requirements specific to that state.
